A piece of mind for landlords

Owners, co-owners or mandated persons
rent guarantee landlord insurance

Preventing financial difficulties

Do you know that in Belgium the average number of rented premises per single landlord is five, and that a legal collection procedure for unpaid rent usually lasts 6 or 7 months and could cost up to 4,500 €?

Why Rent Guarantee Insurance?

Rent Guarantee Insurance is an efficient way to protect landlords against unpaid rent and cover the legal costs in case of a dispute arising from the non-payment of the monthly rent.

What does it cover?

Pick the plan that best suits your needs
Unpaid rent

Cover for unpaid rent

Indemnify for outstanding rental payments up to the chosen limit

Legal protection

Legal Protection

Coverage of legal costs in the event of a dispute arising from the non payment of the rent

Rental damages

Rental damages & Reinstatement costs

In case of damage, we will pay out for the cost of rehabilitation




Reimbursement of unpaid rent up to

6 months

12 months

18 months

Eligibility: Rent & Common
charges should be maximum

1,500 €/month

1,500 €/month

2,500 €/month

Maximum limit of intervention

9,000 €

18,000 €

45,000 €

Legal Protection

Bear Legal and administrative fees for claims regarding the non-payment of the monthly rent

1,500 €
Excess of 250 €

5,000 €
No excess

7,500 €
No excess

Accidental rental damages

Support the costs of repairing or replacing damaged fittings and fixtures up to 30,000 €


Reimbursement of restoration costs in case of extreme tenants' negligence up to 5,000€

The product in action

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Featured article

Case study: Immoweb

Immoweb owned by the Axel Springer, the world’s largest media group, is the leading real estate platform in Belgium; similar to Se Loger in France. Immoweb contacted Qover in July 2017 as its executive team sought new revenue streams for the platform that would also add value for its user base.

Read more

Case study: Immoweb

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