Immoweb owned by the Axel Springer, the world’s largest media group, is the leading real estate platform in Belgium; similar to Se Loger in France. Immoweb contacted Qover in July 2017 as its executive team sought new revenue streams for the platform that would also add value for its user base.
This general liability insurance protects the Deliveroo riders in Belgium, during operative time, if they injure a third party or damages a third party’s property
The Deliveroo riders are eligible for cover under this Master Policy if:
- They are under 70 years of age.
- They are legally resident and permitted to work in the country of operation.
- They hold a valid rider supplier agreement with Deliveroo Belgium.
- The substitute is eligible for cover, and is, therefore, deemed an insured person, if he has been approved by a Deliveroo rider and meets the requirements of a prevailing valid rider supplier agreement.
What is insured?
Within the geographical limits and operative time, the Deliveroo riders are covered whilst using his cycle or by foot, for:
- The bodily injury and accidental damage caused to a third party: limit of 5.000.000€/ claim/year
- The damage to goods carried out at the time of the damage: limit of 5.000€/claim/ year
- The pure financial loss caused to a third party: limit of 250.000€/claim/year
- Legal defence: limit of 7.500€/claim/year
The excess (amount that the riders are responsible for) are the following:
- Bodily injury, pure financial loss & legal defence: No excess
- Material & immaterial accidental damage: 250€/claim
- Damage to goods: 10% of the claim with a minimum of 100€ /claim
Where are riders covered?
- The coverage is applicable in the country of operation.
In case of a claim the Deliveroo rider must inform us, as soon as possible and in any case within 8 days and:
- Provide proof of his identity.
- Provide the evidence, assistance, and cooperation to the risk carrier and/or Qover to establish the circumstances surrounding the damage and help to obtain witness statements or other such reports.
- Send us any claim, writ or summons as soon as it is received.
- Notify us in writing of any impending prosecution inquest or fatal accident inquiry as soon as the Deliveroo rider become aware of it.