Eligibility criteria

The Insured Person is eligible for cover under this Master Policy if:

• they are under 70 years of age; and
• they are legally resident and permitted to Work in the country of operation as per the Appendices in the Master Policy Schedule; and
• they are affiliated to a social security; and
• they hold a valid rider supplier agreement with the Master Policyholder and/or Affiliated Companies to undertake deliveries; and
• they undertook at least one delivery over the last 30 days
• they ensure they maintain and only use their means of transport if it is in a roadworthy condition; and
• they comply with regulations imposed by any lawfully authority; and
• they exercise due skill and care when making deliveries on behalf of the Master Policyholder and/or Affiliated Companies
  The substitute is eligible for cover under this Master Policy, and is, therefore, deemed an Insured Person, if he/she has been approved by an Insured Person, meets the requirements of the Insured Person’s valid rider supplier agreement and satisfies the Eligibility criteria stipulated above.

WHAT IS INSURED?

• Accidental Death : EUR 50,000
• Funeral Benefit EUR : 3,000
• Loss of sight in one eye : EUR 15,000
• Loss of sight in both eyes : EUR 30,000
• Loss of limbs : EUR 30,000
• Loss of use of one thumb : EUR 4,800
• Loss of use of one forefinger : EUR 3,600
• Loss of use of any other finger: EUR 2,400
• Loss of use of one big toe : EUR 3,600
• Loss of use of any other toe  : EUR 900
• Permanent Total Incapacity : EUR 50,000
  • Temporary Total Incapacity from a Bodily Injury due to an Accident:
    75% of the Insured Person’s average Gross Daily Income (from the Master Policyholder and/or Affiliated Companies) or EUR 50 per day (whichever is lower)) for up to 30 days from the date of the Bodily Injury.
  • If the Insured Person has been contracted with the Master Policyholder and/or Affiliated Companies for less than 60 days at the date of Bodily Injury the amount of EUR 25 per day up to maximum EUR 150 shall be payable from the date of the Bodily Injury.
  • If the Insured Person is a substitute at the date of the Bodily Injury, then the amount of EUR 25 shall be payable up to a limit of 6 days from the date of the Bodily Injury.
  • Waiting period: 7 days
• Quadriplegia : EUR  50,000
• Paraplegia : EUR 50,000
• Loss of hearing in both ears : EUR 30,000
• Loss of hearing in one ear : EUR 7,500
• Total and permanent loss of speech : EUR 30,000
• Loss of use of shoulder or elbow : EUR 15,000
• Loss of use of hip, wrist, knee or ankle : EUR 9,000
• Loss of use of the whole lower jaw : EUR 13,500
• Loss of use of kidney : EUR 7,500

WHERE ARE RIDERS COVERED?

• The coverage is applicable in the country of operation.

SUPPORTING DOCUMENTS

In case of a claim the Deliveroo rider must inform us, as soon as possible and in any case within 8 days and:

• Provide proof of his identity.
• Provide the evidence, assistance, and cooperation to the risk carrier and/or Qover to establish the circumstances surrounding the damage and help to obtain witness statements or other such reports.
• Send us any claim, writ or summons as soon as it is received.
• Notify us in writing of any impending prosecution inquest or fatal accident enquiry as soon as the Deliveroo rider become aware of it.