Embedded insurance for banks and fintechs

From cost centre to growth driver: embedded insurance that actually delivers

Turn your embedded insurance from a cost centre into a growth driver for your bank with seamless claims, tailored cover and real-time data.
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Customer care & claims
90
%
CSAT
24/7
support
14
languages
Data & analytics
Real-time dashboard
Any insurance
Travel
Purchase
Cyber
Delivery
Extended warranty

How can your embedded insurance deliver more value?

Boost subscription revenue
Make your paid plans more attractive by adding relevant insurance benefits. Customers are more likely to upgrade – and stay upgraded – when they see real value like purchase protection or extended warranty.
Increase transactions & fee-based income
Tie insurance to everyday transactions, such as travel bookings on credit cards. Each claimable moment drives commission income, turning usage into a steady revenue stream.
Strengthen customer loyalty
Insurance benefits encourage customers to keep their premium accounts active. When cover feels useful and claims are hassle-free, churn goes down and retention goes up.

Design embedded insurance that fits

You can build predefined packages with fixed features and value, making it easy for customers to compare and choose. Or you can tailor plans to specific user segments to create personalised bundles that drive stronger engagement and retention.
Students
Travel insurance
Mobile phone
Young professionals
Travel insurance
Mobile phone
Ticket cancellation
Families
Family travel
Online shopping
Device protection
Cyber(bullying) + scamming
Ticket cancellation
Bill protection
Private bank clients
Cancel any reason
Device protection
+ Lounge Access & VPN
Retired couple
Cyber + scamming
Online shopping
Freelancers
Travel insurance
Device protection
Income protection
Startups
Travel insurance
Device protection
Cyber insurance
SMEs
Travel insurance
Cyber insurance

Why choose Qover for your embedded insurance program?

Qover gives you ultimate flexibility and control over your insurance program – with results that deliver.

With the right partner, embedded insurance can do more

The right setup
Data and transparency: turn insights into action
Efficient claims journey that boosts customer satisfaction and trust
Right coverages
Meaningful results
Geographical expansion
Be in control of the program
Lower costs
Launch new products
Be more competitive
Lasting value
Turn insurance from a cost centre into a growth driver and ultimately boost revenue

Get the insights you need

Qover’s platform turns insurance from a black box into strategic value – helping you monitor performance, stay compliant and evolve your insurance program over time. With live dashboards and clear performance metrics, you can refine coverage, pricing and customer journeys in real time.

And with predictable performance built in – through clear targets, SLAs and annual reviews – your program stays stable, cost-efficient and fully under control.
Data & reporting

Turn data into action

Qover’s platform transforms data into strategic value – helping you monitor performance, stay compliant and evolve your insurance program over time. Get access to live dashboards with key metrics, compliant bordereaux reporting and performance insights to refine coverage, pricing and customer journeys.
Get the insights you need
Claims paid
3,934
Active insurance policies

7,090,112

+4.3%
Gross insured premium

£5.29 million

19% last month

A fully digital customer experience from click to claim

Enhance your customer experience with a fully digital end-to-end user flow.

From signing up for insurance to submitting a claim and even receiving updates on its status, your customers can do it all through your preferred channels – leading to a cohesive user experience across borders.

AI-powered claims, quicker payouts, happier customers

A simplified claims process from start to finish, powered by intuitive claims forms, clear language and real-time updates.

Our AI-enabled claims management and in-house team ensure speedy handling and quick payouts to turn a moment of loss into a more positive experience.
Customer care & claims
24/7
support
14
languages
90
%
CSAT
200K
interactions/year
AI-powered support
Claims resolved 75% faster
99% of claimants happy with AI help

What bank & fintech customers are saying

High-growth companies powered by Qover

"We’re making travel insurance effortless. It’s exactly the peace of mind we want our users to have, whether they spend, save or travel with bunq"
Ali Niknam
Founder and CEO of
Read story
"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."
Nikolay Storonsky
CEO & Co-founder of
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“Our members have noticed the difference since we partnered with Qover. Insurance is no longer just an add-on – it’s a seamless, valuable perk that fits effortlessly into our members' travel experience.”
MC Glover
VP Strategy and Operations at
Read story

Integrated into ING’s exclusive Do More offer, this embedded insurance program adds extra peace of mind for customers.

It includes purchase protection and event cancellation coverage.

Powered by Qover’s platform, it offers a smooth, digital claims experience through a simple, user-friendly interface.

Read story
"We’re making travel insurance effortless. It’s exactly the peace of mind we want our users to have, whether they spend, save or travel with bunq"
Ali Niknam
Founder and CEO of
Read story
"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."
Nikolay Storonsky
CEO & Co-founder of
Read story
“Our members have noticed the difference since we partnered with Qover. Insurance is no longer just an add-on – it’s a seamless, valuable perk that fits effortlessly into our members' travel experience.”
MC Glover
VP Strategy and Operations at
Read story

Integrated into ING’s exclusive Do More offer, this embedded insurance program adds extra peace of mind for customers.

It includes purchase protection and event cancellation coverage.

Powered by Qover’s platform, it offers a smooth, digital claims experience through a simple, user-friendly interface.

Read story
Build a modern bancassurance experience
The ultimate guide for banks & fintechs, straight from the experts
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Featured blog posts

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Why should banks and fintechs embed insurance?

What makes Qover different from other providers?

Can we start small and expand later?

How does Qover handle compliance?

What if our current insurance program isn’t performing?

Can Qover work with our existing risk carrier?

How fast can we launch?

Will embedded insurance really improve customer retention?

Is this only for premium accounts?


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