Purchase

Empower user spending with digital-first cover

Our purchase insurance solutions help FinTechs, financial services companies & retailers increase transactions, account usage and wallet share.
credit card with purchase protection
Covering 4 million people around the world.
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person buys with credit card to protect purchase
Purchase protection

Protect purchases in case of damage or theft

Help users buy in confidence knowing that their purchases – from clothes to household items – will be covered in case it's accidentally damaged or stolen.

Refund protection

Help users get the refund they deserve

Retailers have complex return policies. Help your customers get a refund when a retailer won't provide one.

Ticket cancellation

Reimburse users if they can't make it to the big event

From sporting events to concerts, it can be painful to miss out on an event due to unforeseen circumstances. Make it less painful by helping users get a refund.

Delivery protection

Reimburse users if there's a problem with delivery

Compensate your users if an item they purchased arrives defective or never arrives at all.

Extended warranty

Double the original manufacturer's warranty

Offer users more security on their purchases by extending their original warranty period.

Accidental damage, breakage & theft

Insure high-value items like mobile devices, electronics and appliances

Cover more expensive purchases that aren't covered in other policies – such as smartphones or large household appliances – in case they're stolen or damaged.

Product features tailored for you

API & Integration
Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.
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Claims management
Easy digital claims processing with quick payouts and human service.
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Insurance solutions
Explore a range of embedded insurance solutions that suit the needs of your business and customers.
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Partnerships & support
Get advice from our industry experts and ensure your customers are in the best hands with our multilingual customer support.
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Risk carrier setup
Choose from our network of risk carriers or opt for a modular setup that works with your current one, with the flexibility to switch providers for the best cover, price and service.
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Data, analytics & reports
Track your program's performance with a real-time dashboard and gain insights into how to get the most out of your insurance solutions.
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High-growth companies powered by Qover

“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution”
Nikolai Storonsky
CEO & Co-founder of Revolut
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“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
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“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
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"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."
Nikolay Storonsky
CEO & Co-founder of Revolut
Read story
“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
Read story
“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
Read story

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