More scale, less cost.

Go behind the scenes of our API-powered platform

Data & analytics

Real-time dashboard

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Easy integration

1 API

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Insurance anywhere

countries in Europe

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Risk carrier setup

Any major insurer

Pan-European ecosystem

Insurance doesn’t have to be hyperlocal – in fact, it can even expand along with your business. At Qover, we provide a harmonised, pan-European proposition when it comes to auto insurance and mobility cover.

We’re licensed to operate in 32+ countries, which uniquely positions us to offer comprehensive, multi-country coverage – Motor Third Party Liability (MTPL), Motor Own Damage (MOD), personal accident, usage-based and more. That way, as your business takes on new markets, we’re right there with you.

Our flexible setup options mean we act according to your needs, either as a tech layer using your current insurer or sourcing a competitive offer from our network of insurers and brokers.

Digital, best-in-class customer experience

Insurance doesn’t have to be painful – it can be seamless and fully digital. With a white-label flow, your customers can easily sign up for a policy with the complete look and feel of your brand, or our insurance can be fully embedded into your own user experience.

Quick to innovate

Insurance doesn’t have to be behind the times – it can be tech-forward and innovative. With our API-first technology, we can embed insurance into any automotive or mobility ecosystem.

That, combined with our pan-European operational capabilities, means we can innovate quickly and consistently across all markets. Think of Qover as your one-stop-shop for insurance, so you can focus on your core business.

We’re constantly working on product innovations, such as creating comprehensive mobility packages and enhancing claims management through user-generated photos. We can easily adapt our products to any market segment – so you can provide the right auto insurance for your customers.

Product features tailored for you

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API & integration

Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.

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Claims management

Easy digital claims processing with quick payouts and human service.

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Insurance solutions

Explore a range of embedded insurance solutions that suit the needs of your business and customers.

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Partnerships & support

Get advice from our industry experts and ensure your customers are in the best hands with our multilingual customer support.

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Risk carrier setup

Choose from our network of risk carriers or opt for a modular setup that works with your current one, with the flexibility to switch providers for the best cover, price and service.

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Data, analytics & reports

Track your program's performance with a real-time dashboard and gain insights into how to get the most out of your insurance solutions.

High-growth companies powered by Qover

“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution”

Nikolai Storonsky

CEO & Co-founder of Revolut

“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”

Mathieu de Lophem

Former CEO of Deliveroo Belgium

“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”

Christian Steyer

Head of Customer Solutions at Canyon

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"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."

Nikolay Storonsky

CEO & Co-founder of Revolut

Christian Steyer

Head of Customer Solutions at Canyon

Mathieu de Lophem

Former CEO of Deliveroo Belgium