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Business
Individual
Report your claim
insurance expert advising client
Dedicated team
Insurance experts
Frictionless product design
Customer care & claims
90%
CSAT
24/7
support
14
languages
Risk carriers
Best-in-class network
Insurance anywhere
32+
Countries in Europe
Easy integration
1 API
Data & analytics
Real-time dashboard
Any insurance
Accident
Mobility
Purchase
Property
Travel
Pet
Cyber

Embed insurance, ensure success.

Enrich your value proposition with insurance and drive the user behaviours that fuel growth.
Get in touch
Covering 2.5 million people around the world.
Explore the companies using our orchestration

Integrate with ​ease

Easily integrate insurance into your digital experiences in just days, through one simple API and commercial agreement.
Discover our API

Insure anything,​ anywhere

Easily add insurance in any line of business, wherever you operate. Qover is licensed to distribute digital insurance products in 32 countries across Europe.
Browse insurance solutions

Less risk, more support

We support you with flexible technology that supports any insurer, whether you choose from our trusted network of risk carriers or stick with your own.
See our risk carrier setup

Optimised pricing

Both our tech and approach ensure premiums align to target loss ratio to commodify risk capacity, get the best price and decrease costs at scale.
Learn how

Keep customers happy

We treat your customers as our own. It's your UX, but our fast claims handling, quick pay outs and multilingual support (with reported 90% satisfaction).
Explore our claims management

Add value for your business

It's more than insurance. Our experts can collaborate and advise to help drive more revenue and value for your business. Let's partner to support your goals.
Get instant data reports
Easy integration
1 API
Any insurance
Accident
Mobility
Purchase
Pet
Property
Travel
Cyber
Risk carriers
+12 European partners
Dedicated team
Insurance experts
Frictionless product design
Data & analytics
Real-time dashboard
Customer care & claims
90%
CSAT
24/7
support
14
languages

Integrate with ​ease

Easily integrate insurance into your digital experiences in just days, through one simple API and commercial agreement.
Discover our API

Insure anything, anywhere

Easily add insurance in any line of business, wherever you operate. Qover is licensed to distribute digital insurance products in 32 countries across Europe.
Browse insurance solutions

Less risk, more support

We support you with flexible technology that tailors products to customer circumstances and ensures they get the best value insurer.
See our risk carrier setup

Optimised pricing

Both our tech and approach ensure premiums align to target loss ratio to commodify risk capacity, get the best price and decrease costs at scale.
Link here

Keep customers happy

We treat your customers as our own. It's your UX, but our fast claims handling, quick pay outs and multilingual support (with reported 90% satisfaction).
Explore our claims management

Add value for your business

It's more than insurance. Our experts can collaborate and advise to help drive more revenue and value for your business. Let's partner to support your goals.
Get real-time data reports
Easy integration
1 API

Integrate with ​ease

Easily integrate insurance into your digital experiences in just days, through one simple API and commercial agreement.
Discover our API
Any insurance
Accident
Mobility
Purchase
Pet
Property
Travel
Cyber

Insure anything,​ anywhere

Easily add insurance in any line of business, wherever you operate. Qover is licensed to distribute digital insurance products in 32 countries across Europe.
Browse insurance solutions
Risk carriers
+12 European partners

Less risk, more support

We support you with flexible technology that tailors products to customer circumstances and ensures they get the best value insurer.
See our risk carrier setup
Dedicated team
Insurance experts
Frictionless product design

Optimised pricing

Both our tech and approach ensure premiums align to target loss ratio to commodify risk capacity, get the best price and decrease costs at scale.
Learn how
Data & analytics
Real-time dashboard

Keep customers happy

We treat your customers as our own. It's your UX, but our fast claims handling, quick pay outs and multilingual support (with reported 90% satisfaction).
Explore our claims management
Customer care & claims
90%
CSAT
24/7
support
14
languages

Add value for your business

It's more than insurance. Our experts can collaborate and advise to help drive more revenue and value for your business. Let's partner to support your goals.
Get real-time data reports

Learn how embedded insurance can change your business

Create positive brand experiences with a digital-first embedded insurance program.
Request a demo
Orchestrate any insurance experience
Integrate tailored insurance products at scale and eliminate complexity. Provide seamless insurance experiences to customers and employees in any industry.
Enhance your value proposition
Provide customers and employees with relevant, simple and low-cost insurance embedded within your experience.
Drive the right behaviour
Whether your objective is to increase acquisition, facilitate greater engagement or differentiate your brand, insurance is an effective driver of customer and employee behaviour.
Unlock completely new value
From new, high-margin revenue to increased customer acquisition and lifetime value, Qover’s embedded insurance generates proven value.

Find your use case

FinTech & financial services

Accelerate your uptake.

Capture user interest and increase transactions by embedding insurance into your cards.
Bike

Make more of every sale.

Enable your riders to protect their purchase, boosting your profits and encouraging them to ride with confidence.
Automotive & mobility

More scale, less cost.

OEMs can enable growth and innovation across borders while fleet platforms can manage distribution with digital, Pan-European insurance.
Retail & ecommerce

Diversify revenues.

Boost profits and customer loyalty as an omnichannel retailer or digitalise your existing insurance program.
Delivery & gig economy

Deliver happiness.

Protect your couriers and increase retention through flexible, on-demand insurance cover.

High-growth companies powered by Qover

“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution”
Nikolai Storonsky
CEO & Co-founder of Revolut
Read story
“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
Read story
“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
Read story
“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution.”
Nikolay Storonsky
CEO & Co-founder of Revolut
Read story
“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
Read story
“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
Read story

Ensure your success.

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