Accident & health

Attract & retain  employees or users by looking after their wellbeing

With our accident & health insurance, you can safeguard the financial welfare of your users or employees when their physical health is jeopardised.
Covering 2.5 million people around the world.
Explore the companies using our solutions
Personal accident

Protect your community of workers during hard times

Personal accident insurance tailored to the needs of your community – whether you're a remittance service looking to protect workers' loved ones or a delivery platform looking to protect your couriers on the job.

Sickness

Safeguard your workers' income when they're sick

Everyone gets sick sometimes. And when that happens, delivery workers shouldn’t have to worry about their livelihood.

Parental benefits

Contribute to workers' new parent expenses

Allow your couriers to care for their new family with financial compensation following childbirth, adoption or stillbirth.

Third party liability

Have your riders' back in case of an accident

If a courier gets into an accident on the road, cover any third-party damage or legal fees.

Bill protection

Don't let your users fall behind on monthly bills

We live in uncertain times. If the worst happens and your users aren't able to pay their monthly bills, this cover helps keep them afloat.

Creditor protection

Cover a credit line or loan balance

If something happens to a borrower, their debt could fall onto the people they care about most. Help them secure their credit line or loan balance with creditor protection.

Product features tailored for you

API & Integration
Easily embed insurance into your UX using our custom APIs, powering global cover through a single integration.
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Claims management
Easy digital claims processing with quick payouts and human service.
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Insurance solutions
Explore a range of embedded insurance solutions that suit the needs of your business and customers.
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Partnerships & support
Get advice from our industry experts and ensure your customers are in the best hands with our multilingual customer support.
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Risk carrier setup
Choose from our network of risk carriers or opt for a modular setup that works with your current one, with the flexibility to switch providers for the best cover, price and service.
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Data, analytics & reports
Track your program's performance with a real-time dashboard and gain insights into how to get the most out of your insurance solutions.
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High-growth companies powered by Qover

“Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution”
Nikolai Storonsky
CEO & Co-founder of Revolut
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“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
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“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
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"Qover’s understanding of the complex needs of a full-growth FinTech, its deep insurance and technology expertise, and its agile and collaborative approach are uniquely complementary to how we work at Revolut. Qover is one of the only players capable of providing us with a global solution."
Nikolay Storonsky
CEO & Co-founder of Revolut
Read story
“At Canyon, we are very much focused on our relationship with the customer, and this integration with Qover only strengthens that. The customer experience does not end with the bike being delivered to the customer's doorstep, so it’s very important to have a partner that can help us roll out an insurance product globally with one integration.”
Christian Steyer
Head of Customer Solutions at Canyon
Read story
“Our couriers are free to choose when, where and if they want to work. We want to ensure that each of them enjoys optimal security throughout their experience with Deliveroo. Thanks to our partnership with Qover, we offer an insurance solution that reflects the flexible business of our independent partners: innovative guarantees that meet the needs they express to us on a daily basis.”
Mathieu de Lophem
Former CEO of Deliveroo Belgium
Read story

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