Rider accident insurance

On-demand insurance that protects delivery riders and their income while working

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Currently live with

Offer the security they deserve

While they enjoy the flexibility they value

Worry-free riding

When delivery riders are on the job – even with all the safety information that delivery platforms provide – accidents can still happen. That's why we designed one of the best accident insurance packages to fit the needs of delivery and gig workers.

Automatically, from the moment they go online

Riders are automatically covered from the minute they log on for work. When they're on the road, they won't have to worry about supporting themselves or their earnings in the event of an accident.

What’s covered

Medical expenses
Dental expenses
Temporary incapacity
Hospital stay
Facial scarring
Permanent incapacity
Bodily injuries or damages
to someone else's property
  • These coverages are only applicable while riding.
  • Motor liability is always excluded.
What’s not covered
  • Personal liability for motor vehicles
  • Your mobile phone
  • Your clothes
  • Your bicycle
  • When you're not working
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Add benefits for new parents

Up to €1,000 for urgent expenses following the event of a childbirth, adoption or stillbirth


  • Riders must be working with you for at least 6 to 9 months.
  • Riders who are new moms must have completed at least 60 orders in the 6 months prior to the event date; fathers must've completed 30 orders in the 8 weeks prior (in Belgium and Ireland).
  • Riders in France must've completed at least 200 orders in the 6 months prior.
  • If two riders have a child, the total benefit is only paid once, in Belgium and Ireland.
  • No more than 1 claim in a 12-month period.

Rider accident insurance and income protection

Wherever they go

Accidental death

Funeral benefit

Loss of sight in one eye

Loss of sight in both eyes

Loss of a limb

Permanent total incapacity

Temporary total incapacity from a bodily injury due to an accident



Loss of hearing in both ears

Loss of hearing in one ear

Total and permanent loss of speech

Loss of use of shoulder or elbow

Loss of use of hip, wrist, knee or ankle

Loss of use of the whole lower jaw

Loss of use of kidney

Worked 60+ days:
75% of the insured person's average gross daily income or €50 per day (whichever is lower) forup to 30 days
Worked < 60 days:
€25 per day up to €150
€25 up to €150 (max 6 days)
Waiting period: 7 days
At least 1 delivery in the last 30 days

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