Digital bike insurance

Coverage at a glance

in Belgium

Insurance by

in partnership with

Guarantees in case of theft

European coverage
Day and night coverage, indoors and outdoors
Protection against theft, attempted theft and theft after assault
Reimbursement of the stolen bike at its purchase price for 3 years
Reimbursement of your fixed accessories, including padlocks (max. 100 €)

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Exclusions

The bike must be locked with an approved lock either ABUS (security 10 or higher), ART (category 2 or higher), FUB (2 wheels or higher), or Sold Secure Silver (or Gold) and must have been attached to a fixed point during its theft
Wheels, tyres and electric batteries are not covered if they are stolen separately from the bike
Deductible of 10% of the value of the bicycle with a minimum of €50 and a maximum of €200

See the full list of exclusions in our general terms and conditions.

Guarantees against material damage

Damage caused by accidents, vandalism, animals or natural elements such as fire or flooding
Reimbursement of the cost of repairing or replacing your bicycle
Reimbursement of your fixed accessories, including padlocks (max. 100 €)

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Exclusions

Cosmetic damage
Damage to the bicycle during a speed or agility race or sports competition
You must send us the original purchase invoice for your bicycle in the event of a claim
English deductible of 10% of the value of the bicycle with a minimum of 50€ and a maximum of 200€

See the full list of exclusions in our general terms and conditions.

24/7 assistance

If your customers have trouble on the road (accident, puncture, battery, theft, etc.), we come and repair their bike on the spot free of charge, and if necessary, take them and their bike home

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Exclusions

The assistance guarantee is valid in Belgium and 20 km outside of the Belgium borders
The costs of renting a replacement bike are up to a maximum of EUR 15 including all taxes per day and for a maximum of 3 consecutive days

See the full list of exclusions in our general terms and conditions.

Legal documents

Our next-generation insurance protects your customers' bikes against theft and material damage.

Documents in English

Documents in French

Documents in Dutch

A bicycle and assistance insurance developed by Qover SA in partnership with NN Non-Life Insurance, a Dutch company, and Europ Assistance SA, a French company, both entitled to provide insurance services in Belgium. Please read the insurance product information document before purchasing. This insurance contract is subject to Belgian law and concluded for a period of one year, tacitly renewable.

Questions or complaints? Contact us

Business solution

Enrich your offer with a high-value service

One thing's certain: cycling is booming all over Europe, and it's not going slowing down anytime soon. An increasing number of commuters and families are adopting bikes as a real means of transport.

With this trend comes the need for comprehensive protection, offering peace of mind and emergency assistance, just like with a car. With insurance, your customers get the flexibility and security they need in an uncertain world.

Thousands of bikes insured in Europe

Best market coverage

Reinforce your brand with positive experiences

Strengthen consumer trust and deliver a positive brand experience every step of the way. Thousands of bikes are stolen every year – which we all want to avoid! But should theft happen, we've got your customers’ backs.

As a trusted partner, we ensure that your brand is reflected in the superior customer care we deliver to your clients. But don't just take our word for it, check out our numerous TrustPilot reviews!

95% consumer satisfaction score

TrustPilot score of 4.6/5

Increase your income effortlessly

In addition to bringing value to your customers, insurance is an easy way to increase your revenue. Results are nearly immediate: each new contract generates profits for your company with minimal effort.

>60% conversion rate at checkout

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Supporting you wherever you are

With a single integration, offer insurance to your customers anywhere in Europe

We are licensed to operate all over Europe

Austria

Belgium

Bulgaria

Croatia

Cyprus

Czech Republic

Denmark

Estonia

Finland

France

Germany

Gibraltar

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Liechtenstein

Lithuania

Luxembourg

Malta

Netherlands

Norway

Poland

Portugal

Romania

Slovakia

Slovenia

Spain

Sweden

United Kingdom

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