Digital Travel Insurance

Do your customers love travelling?

Offer them a flexible product that easily adapts to their needs

Goodbye hassle, hello peace of mind!

Whatever the type of trip or the profile of your travellers, our product offers real flexibility at a competitive price.

From a group of friends, a solo backpacker, a student going on Erasmus, an adventurous couple to a large camping-love family, everyone can benefit from our travel insurance, regardless of the type of trip (short, long, single trip, multi-trips).

What’s more, we do not impose an age limit or a limit on the number of countries visited. Your customers can even book our insurance product up to 24 hours before their departure.

A seamless digital experience

As a fully digital company, we are committed to creating a seamless customer experience and a clear and transparent offer that meets the needs of increasingly connected travellers.

Thanks to a continuously improved customer journey, our conversion rates can reach up to 40%.

Also recognized for our agility and responsiveness, our customer satisfaction rate is consistently at a minimum of 90% (Customer satisfaction rate certified by Zendesk Customer Service System).

News horizons with a simple integration

Thanks to a smooth and simple integration on their website, travel businesses can integrate our insurance solution and boost their revenues by providing a complete and flexible product that is adapted to the needs of travellers.

Over the past 4 years, we have developed a unique digital solution capable of insuring thousands of people in Europe and fitting any sales process. Once the solution is integrated, Qover takes care of both the digital and insurance processes - from claims management to customer service - allowing partners to focus on core operations, client relations, and other value-driven initiatives.

Digital travel insurance coverage

Top-notch coverage with competitive pricing

Included guarantees

Medical expenses
Repatriation
Civil liability
Legal protection
Search and rescue
Late departure
Winter sports

Excellent conditions

24/7 assistance
Worldwide coverage
No limitation in number of countries visited

Add-in options

Trip cancellation and interruption
Baggages and personal belongings
Death and incapacity

	Tempo Insurance	Multi-Trips Insurance	Long Trip Insurance
Type	Single trip coverage	Annual coverage	Annual coverage
Duration	One trip up to 60 days	All trips up to 180 days all year round	Long trip up to 365 days and all other trips all year round
Formulas	cover up to 20 people including a group of friends	individual, couple or family	individual, couple or family
Medical expenses reimbursement	up to 1,000,000€	up to 3,000,000€	up to 3,000,000€
Repatriation assistance	included in the limit mentioned above	included in the limit mentioned above	included in the limit mentioned above
Travel assistance Some examples of covered costs: Travel expenses in case of assistance (accommodation only) Search & rescue costs (incl. Ski accident assistance) Disaster response cover	75€/night/room Max 750€ 5,000€ 25,000€/insured	150€/night/room Max 1,500€ 10,000€ 25,000€/insured	150€/night/room Max 1,500€ 10,000€ 25,000€/insured
Personal liability	up to 1,000,000€	up to 1,000,000€	up to 1,000,000€
Legal expenses	up to 25,000€	up to 25,000€	up to 25,000€
Add-ons Some examples of covered costs: Death Total and irrevocable loss of sight of both eyes Permanent total disablement	25,000€ 25,000€ 25,000€	50,000€ 50,000€ 50,000€	50,000€ 50,000€ 50,000€
Trip cancellation and trip interruption insurance	1,000€/insured/incident - Max 1,250€ insured/year 2,500€/insured/incident - Max. 3,000€ insured/year 5,000€/insured/incident - Max. 6,000€ insured/year	1,000€/insured/incident - Max 1,250€ insured/year 2,500€/insured/incident - Max. 3,000€ insured/year 5,000€/insured/incident - Max. 6,000€ insured/year	1,000€/insured/incident - Max 1,250€ insured/year 2,500€/insured/incident - Max. 3,000€ insured/year 5,000€/insured/incident - Max. 6,000€ insured/year

Support Center

Important information

You have to be covered before you actually travel in order to be insured – you cannot buy this policy whilst already traveling.
Journeys with a destination within the Country of Domicile provided such Journeys involve at least one (1) night's accommodation that has been booked before the commencement of the Journey.
To be covered, the length of your trip does not exceed the period you specified in the contract, depending on the coverage you have taken out.
Deliberate exposure to exceptional danger and high-risk leisure activities (e.g. jet-skiing, body jumping, rock climbing, etc.) are excluded from the coverage.

Please read carefully Term & Conditions - Qover-me insurance contracts are subject to Belgium law. The travel insurance is provided by Lloyd’s Insurance Company S.A, a Belgian limited liability company, registered at the Crossroads Bank for Enterprises under number 682.594.839 RPM (Brussels). The travel insurance is a non-life insurance product (branch 18). The present insurance contract is concluded for a period of one year or for a period determined by your package. If it is a 1-year contract, it shall be tacitly renewed for consecutive periods of one year. If it's a short-term insurance, the duration of the contract is the time specified by you and which is included in your special terms and conditions.

Document repository

General Policy Conditions (Tempo, Multi-Trips and Multi-Trips + Travel Insurance)

General Policy Conditions (Long Trip Travel Insurance)

Tempo Travel Insurance Information Sheet

Multi-Trips and Multi-Trips + Travel Insurance Information Sheet

Long Trip Travel Insurance Information Sheet

Discover our FAQ

Important information

You have to be covered before you actually travel in order to be insured – you cannot buy this policy whilst already travelling.
Journeys with a destination within the Country of Domicile provided such Journeys involve at least one (1) night's accommodation that has been booked before the commencement of the Journey.
To be covered, the length of your trip does not exceed the period you specified in the contract, depending on the coverage you have taken out.
Deliberate exposure to exceptional danger and high-risk leisure activities (e.g. jet-skiing, body jumping, rock climbing, etc.) are excluded from the coverage.

Please read carefully Term & Conditions - Qover insurance contracts are subject to French law. The travel insurance is provided by Lloyd’s Insurance Company S.A, a Belgian limited liability company, registered at the Crossroads Bank for Enterprises under number 682.594.839 RPM (Brussels). The travel insurance is a non-life insurance product (branch 18)