Home insurance

Empowering PropTechs to embrace new revenue streams and boost customer satisfaction

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The new generation insurance for the private home

Comprehensive coverage
24/7 assistance
100% digital, in real-time
Monthly or yearly payment
Good value for money

Coverage at a glance

Insurance by
in partnership with
What’s covered
Damages caused by:
  • Fire, electricity, lightning, explosion, contact, etc.
  • Water and fuel
  • Storm or natural disasters
  • Glass breakage
  • Covered goods to third parties
The cover also includes a "All Risks Computer" coverage (if the content is insured) and 24-hour assistance.
Possible options: theft, content, legal protection, family civil liability or extended coverage for the property.
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Exclusions
Damages caused:
  • to a property not covered by the contract
  • intentionally
  • by moulds, spores, fungi, insects and parasites (with the exception of merula under certain conditions (see water damage cover))
  • by environmental pollution
  • if the subscriber doesn’t not comply with the measures imposed
  • by non-repair of the cause after a previous claim
See the full list of exclusions in our general terms and conditions.
What’s covered
Damages caused by:
  • Fire, electricity, lightning, explosion, contact, etc.
  • Water and fuel
  • Glass breakage
  • Insured goods to third parties
The cover also includes a "All Risks Computer" coverage (if the content is insured) 24/7 assistance and relocation indemnity.
Possible options: theft, content, legal protection, family civil liability.
Discover live product
Exclusions
Damages caused:
  • to a property not covered by the contract
  • intentionally
  • by natural disasters (except for the content if it’s covered)
  • by environmental pollution
  • by asbestos
  • by police, army or war
See the full list of exclusions in our general terms and conditions.
What’s covered
Expats can benefit from the same coverages and exclusions as the tenant product.
What’s our added-value
  • A website and all documents related to the insurance are available in English
  • Multilingual customer service offering assistance in 5 different languages
  • 100% online and quick subscription
  • Complete and customizable coverages
"As an expat with limited French skills, a site that offers English as option and not requiring a Belgium phone number was anything that I could have hoped for.”
review 
“I found Immoweb page and after 2 minutes I received the policy through email.”
review 
Home Protect insurance for tenants and owners is an insurance product subject to Belgian law, which is automatically renewed each year unless it is renounced at least three months before the date the contract expires. Home Protect insurance is managed by Qover and covered by belgian insurers: Baloise Insurance and Euromex for legal protection insurance.

Questions or complaints? Contact us

Business solution

High added-value service

A smart insurance product can deliver high value, stimulate interest and boost customer satisfaction.

Much more than insurance, we develop the home insurance product that best meets your customers' needs against unforeseeable catastrophes.

New revenue streams

It's a win-win! You enjoy an attractive new source of income while your increasingly connected customers benefit from a real-time, modern insurance experience.

Outstanding user experience

Technology is positively transforming almost every aspect of our daily lives, and insurance should be no exception.

At Qover, we support you in delivering beautiful user experiences that empower you to boost customer happiness and stand out from the competition.

Optimal support, immediate help

Our top-notch customer team answers every question, meaning your customers are never alone.

No more time-consuming administration: in the event of a glitch, our claims reporting process is quick and easy, and 100% digital.

Get inspired by our integrations 🚀

Immoweb, Belgium’s leading property website 

Seamless vertical integration

Each day, Immoweb's website welcomes more than 700,000 visits from users looking for properties. Every visit is a new opportunity to increase the company's revenue with smart, targeted insurance.

With that in mind, we created a highly comprehensive product that can be easily integrated into any property overview.

Vertical integration made easy

Personalised estimate of insurance costs 

Immoweb Protect

Immoweb Protect is a website dedicated to meeting the needs of users looking to subscribe to comprehensive tenant insurance.

To ensure optimal support in case of an issue, we've created a very simple, digital claim filing process, in which every document is independently certified. Simple, reliable, efficient.

Best quality/price value of the Belgian market

Highly secure SSL payment

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